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First, determine your budget. A general rule of thumb when buying a diamond engagement ring is that you should spend two months salary. However, this is just a guideline and is not carved in stone. Your first consideration should be what you can comfortably afford.
The next step is to decide on the carat size. This is really about striking a balance between size and quality. If your intended prefers larger jewelry items and you need to work within a budget, there are still many options available. Your jeweler can still help you find a larger diamond of excellent quality by selecting one which is graded slightly lower in terms of color and clarity.
Remember that slender fingers make small diamonds look bigger. If she has small fingers, a 1-carat diamond will look proportionately large -- and an even larger stone may seem stunning!
Next, you should think about what kind of setting will hold the diamond. Be sure that the setting you choose is made to fit the carat weight of your diamond.
Learn about the 4 C's of Diamonds before you begin shopping.
Click here to learn about Loose Diamonds and Grading Reports
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